This privacy applies to all the digital services, websites, and applications offered
by Infina Insurance Broking Pvt. Ltd. and Infina Reinsurance Broking Pvt. Ltd. (collectively, the “Services”), but excludes services that have separate
privacy
notice that do not incorporate this privacy notice.
Infina Insurance Broking Pvt. Ltd. and Infina Reinsurance Broking Pvt. Ltd. (“We” or “us”) that provides Insurance broking services, is
primarily
responsible for the personal information collected and held in relation to the Service. A
description
of Services and our contact details are available at: https://www.infinainsure.com
What Personal information we collect from you
When you visit our website or use our service, we gather PII (personally identifiable
information)
such as name, age, gender, email, telephone number, address, etc. You may be further
requested to
provide information in connection with your lifestyle preferences and health in general for
the
purpose of providing certain insurance related information, products and services.
How we use your personal information
We utilize your personal information to furnish you with comprehensive data and insights
regarding
various insurance schemes, policies, and related services available in the market for your
benefit. We
utilize your personal information to facilitate the requested services and ensure a seamless
experience for you. We do not engage in the sale, rent, trade, or exchange of personally
identifying
information belonging to our users at any point. Your collected information may be shared
with the
insurance companies with whom we have contractual agreements, and contracted service
providers
to support the operational aspects of our services.
The purposes for which we use your personal information include resolving disputes,
informing you
about online and offline updates, customizing your experience, offering Products and/or
services
that may meet your needs as well as fulfilling other purposes communicated to you during the
data
collection process.
We encourage you to contact us to update or correct your
information
if it changes or if the personal
information, we hold about you is inaccurate. We shall not be held liable in case you have
shared the
wrong contact number or e-mail ID.
Information Sharing
We may share your personal information with third parties for the purposes described in this
privacy policy under the following circumstances:
- Insurance companies, service
providers,
technology services providers, platform
partners and business partners. We may share
your personal information with our service
providers and business partners for insurance
solicitation, providing pre/post-sale services,
claims servicing, and providing you with any other services as permissible under
applicable laws.
- We may share your personal information
when it is requested or required by law or by any court,
governmental agency, or authority to disclose, for investigation where we
believe to comply with
legal and regulatory obligations. Additionally, we may share your personal
information to enforce or
apply any agreements between us and you, resolve disputes, or protect our rights
or the rights of any
third party.
-
Information Security
To protect your privacy and security, we
always use industry-standard encryption
technologies when transferring and receiving
user data exchanged with our site. These
measures are aimed at ensuring the ongoing
integrity and confidentiality of personal information. “Please be aware that, despite our
ongoing efforts, no security measures are perfect or
impenetrable”.
We will keep your personal information as long as we have a relationship with you. Once our
relationship with you has come to an end, we will retain your personal information for a
period that
enables us to:
- maintain business records for analysis
and/or audit purposes;
- comply with record retention
requirements under the law and as per regulatory requirements;
- defend or bring any existing or
potential legal claims; and
- address any complaints regarding the
Services.
-
We will delete your personal information when it is no longer needed for the purposes
mentioned
above. In cases where technical constraints
prevent complete deletion, we will implement
measures to prevent any further processing or
use of personal information.
Links to External Websites
We may provide links to other websites not owned or controlled by us that we think might be
useful
or of interest to you. We are not, however, responsible for the privacy practices used by
other
website owners or the content or accuracy contained on those other websites. Links to other
websites do not constitute or imply endorsement by us of those websites, any products or
services
described on those websites, or any other material contained in them. We advise that you
contact
any third-party websites directly for their individual privacy policies.
Collection of Non- Personal Information
We may automatically gather non-personal information about you, including details such as
internet
protocol (IP) addresses, browser type, internet service provider (ISP), portal type number
of clicks, etc. We may also aggregate the details that you have submitted. You cannot be identified
from this
information, and it is only used to assist us in providing an effective service.
Grievance Handling
To address any concerns or grievances, we have established multiple avenues to ensure swift
resolution. Your feedback is important to us, and we encourage you to connect with us
through the
following channels.
Available modes of communication: –
- Email: You can reach us at appaccounts@infinainsure.com or
- Letter: Send your concerns via
letter addressed to the
Principal Officer/Compliance officer,
Infina Insurance Broking Pvt Ltd
6th Floor, Laxmi Insurance Building
Unit No. 0700002710041
Sir P. M. Road, Fort, Mumbai - 400 001
Telephone: +91 226 6375200
between 10 am and 6 pm, from Monday to Saturday
(excluding public holidays) or
-
- Website: Visit here at Visit
our website https://www.infinainsure.com/contact.html
for online
submissions of complaints.
-
Changes to Privacy Policy
We reserve the right to modify this Privacy Policy at our sole discretion. In the event of
significant
changes in how we use, store, or share your personal information, we encourage you to
regularly
check this page for any updates to our Privacy Policy.
Cookies Policy
We may obtain information about your general
internet usage by using a cookie file or tags on
the site which are stored on the hard drive of
your computer. Cookies contain information
that is transferred to your computer’s hard
drive. They help us to improve our site and to
deliver a better and more personalized service. They enable us to:
- estimate our audience size and usage
pattern;
- store information about your
preferences, and so allow us to customize our site according to your
interests;
- speed up your searches; and
- recognize you when you return to our
site.
-
Cookies and tags used on this site include, but are not limited
to:
Google Analytics (“GA”) and Google Tag
Manager: We use GA to better understand how
customers are using our website/portal and to
assist in managing the performance and design.
Google stores the information collected via
cookies. For more information about GA, please
see Google’s Privacy Policy and Help Pages.
Purpose
The purpose of this policy is to
implement the time period for which data shall be retained
and after which the data to deleted.
Scope
The scope of this policy is to provide
detailed policy and procedures for implementation of
Data Retention & Deletion at Organization.
Policy Statement
Data Retention
- All data shall be retained, at
minimum, the time frame as specified in any current,
standing governmental laws and regulatory requirements.
Data Deletion
- Data shall be deleted after the
prescribed period of data in use as per Regulators’
Guidelines.
- Approved and Non-Approved users can
also request for deletion of data and the same
shall be processed as per guidelines.
Responsibility for Policy
The HEAD – IT is responsible for development, maintenance, implementation, operation
and escalation of enforcement of these policies and standards.
Procedures
Retention
- No data residing within any of the
Organization’s facility or technology equipment will
knowingly be destroyed prior to this timeframe unless such laws are modified to
reflect
a new time frame.
- If such changes do occur, the new
timeframe will be subject to the new law and all data
will be retained as per the new guidelines.
- Under no circumstances is data to be
removed, discarded, disposed of, or otherwise
destroyed that will compromise legal compliance, data integrity, or
institutional needs.
- The Organization shall make every
effort to extend the data retention timeframes of all
data as long as the institution requires access without compromising any legal
statues
set forth regarding storage or destruction of such data.
- No data will be destroyed prior to or
retained longer than any legal requirement
dictates.
- The Organization will continually
utilize backup equipment, secondary-site storage, and
regular backup schedules to ensure that critical data is retained and kept from
corruption or other types of data loss.
- Every effort shall be made to ensure
the institutional data needs are given top priority
in the event of a loss of data, corruption of data, or if data recovery is
necessary.
Data Deletion as per Regulatory Requirements
- Data will be deleted as per regulator’s guidelines.
- Regulator’s prescribed timeframe for the retention of the data should be observed.
Once the retention period is completed, the data should be deleted from the system.
- In case of multiple regulators and different time period for retention and deletion of
data, timeframe of the regulator that has the longest period will be followed.
- Data will be deleted only from the data in use and not from the data at rest.
- Customer / Non-Customer can request for the deletion of client information from the
organization at any stage. This data
retention and deletion policy is in
consonance with the applicable laws
and guidelines of the Regulator(s).
Customer / Non-Customer data can be
deleted when Customer / Non-
Customer requests for deletion from
own registered email id or through
prescribed channel.
Data Deletion as per User’s Request
- User will have option to request to
delete their data from the Organization’s records.
- After receiving request from the user,
the data will be deleted in following manner:
- On receipt of request from our
Approved Users, their accounts will be
deactivated and such users will
not be able to use our services.
However, the data for such
users shall be retained as per
our data retention policy in
consonance with the applicable
laws and guidelines of the
Regulator. The data archived
will be users Mobile Number,
Email ID and User ID.
- On receipt of request from Un-
approved Users, all Your data will deleted once
the request is processed at our end. However, the data archived will be users
Mobile Number, Email Id and User ID.