Privacy Policy

This privacy applies to all the digital services, websites, and applications offered by Infina Insurance Broking Pvt. Ltd. and Infina Reinsurance Broking Pvt. Ltd. (collectively, the “Services”), but excludes services that have separate privacy notice that do not incorporate this privacy notice.


Infina Insurance Broking Pvt. Ltd. and Infina Reinsurance Broking Pvt. Ltd. (“We” or “us”) that provides Insurance broking services, is primarily responsible for the personal information collected and held in relation to the Service. A description of Services and our contact details are available at: https://www.infinainsure.com




What Personal information we collect from you

When you visit our website or use our service, we gather PII (personally identifiable information) such as name, age, gender, email, telephone number, address, etc. You may be further requested to provide information in connection with your lifestyle preferences and health in general for the purpose of providing certain insurance related information, products and services.

How we use your personal information

We utilize your personal information to furnish you with comprehensive data and insights regarding various insurance schemes, policies, and related services available in the market for your benefit. We utilize your personal information to facilitate the requested services and ensure a seamless experience for you. We do not engage in the sale, rent, trade, or exchange of personally identifying information belonging to our users at any point. Your collected information may be shared with the insurance companies with whom we have contractual agreements, and contracted service providers to support the operational aspects of our services.

The purposes for which we use your personal information include resolving disputes, informing you about online and offline updates, customizing your experience, offering Products and/or services that may meet your needs as well as fulfilling other purposes communicated to you during the data collection process.

We encourage you to contact us to update or correct your information if it changes or if the personal information, we hold about you is inaccurate. We shall not be held liable in case you have shared the wrong contact number or e-mail ID.

Information Sharing

We may share your personal information with third parties for the purposes described in this privacy policy under the following circumstances:

  • Insurance companies, service providers, technology services providers, platform partners and business partners. We may share your personal information with our service providers and business partners for insurance solicitation, providing pre/post-sale services, claims servicing, and providing you with any other services as permissible under applicable laws.
  • We may share your personal information when it is requested or required by law or by any court, governmental agency, or authority to disclose, for investigation where we believe to comply with legal and regulatory obligations. Additionally, we may share your personal information to enforce or apply any agreements between us and you, resolve disputes, or protect our rights or the rights of any third party.

Information Security 

To protect your privacy and security, we always use industry-standard encryption technologies when transferring and receiving user data exchanged with our site. These measures are aimed at ensuring the ongoing integrity and confidentiality of personal information. “Please be aware that, despite our ongoing efforts, no security measures are perfect or impenetrable”.

We will keep your personal information as long as we have a relationship with you. Once our relationship with you has come to an end, we will retain your personal information for a period that enables us to:

  • maintain business records for analysis and/or audit purposes;
  • comply with record retention requirements under the law and as per regulatory requirements;
  • defend or bring any existing or potential legal claims; and
  • address any complaints regarding the Services.

We will delete your personal information when it is no longer needed for the purposes mentioned above. In cases where technical constraints prevent complete deletion, we will implement measures to prevent any further processing or use of personal information.

Links to External Websites

We may provide links to other websites not owned or controlled by us that we think might be useful or of interest to you. We are not, however, responsible for the privacy practices used by other website owners or the content or accuracy contained on those other websites. Links to other websites do not constitute or imply endorsement by us of those websites, any products or services described on those websites, or any other material contained in them. We advise that you contact any third-party websites directly for their individual privacy policies.

Collection of Non- Personal Information

We may automatically gather non-personal information about you, including details such as internet protocol (IP) addresses, browser type, internet service provider (ISP), portal type number of clicks, etc. We may also aggregate the details that you have submitted. You cannot be identified from this information, and it is only used to assist us in providing an effective service.

Grievance Handling

To address any concerns or grievances, we have established multiple avenues to ensure swift resolution. Your feedback is important to us, and we encourage you to connect with us through the following channels.

Available modes of communication: –

  • Email: You can reach us at appaccounts@infinainsure.com or
  • Letter: Send your concerns via letter addressed to the Principal Officer/Compliance officer, Infina Insurance Broking Pvt Ltd 6th Floor, Laxmi Insurance Building Unit No. 0700002710041 Sir P. M. Road, Fort, Mumbai - 400 001 Telephone: +91 226 6375200 between 10 am and 6 pm, from Monday to Saturday (excluding public holidays) or
  • Website: Visit here at Visit our website https://www.infinainsure.com/contact.html for online submissions of complaints.

Changes to Privacy Policy

We reserve the right to modify this Privacy Policy at our sole discretion. In the event of significant changes in how we use, store, or share your personal information, we encourage you to regularly check this page for any updates to our Privacy Policy.


Cookies Policy

We may obtain information about your general internet usage by using a cookie file or tags on the site which are stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our site and to deliver a better and more personalized service. They enable us to:
  • estimate our audience size and usage pattern;
  • store information about your preferences, and so allow us to customize our site according to your interests;
  • speed up your searches; and
  • recognize you when you return to our site.

Cookies and tags used on this site include, but are not limited to:

Google Analytics (“GA”) and Google Tag Manager: We use GA to better understand how customers are using our website/portal and to assist in managing the performance and design. Google stores the information collected via cookies. For more information about GA, please see Google’s Privacy Policy and Help Pages.



Purpose

The purpose of this policy is to implement the time period for which data shall be retained and after which the data to deleted.



Scope

The scope of this policy is to provide detailed policy and procedures for implementation of Data Retention & Deletion at Organization.



Policy Statement


Data Retention
  • All data shall be retained, at minimum, the time frame as specified in any current, standing governmental laws and regulatory requirements.

Data Deletion
  • Data shall be deleted after the prescribed period of data in use as per Regulators’ Guidelines.
  • Approved and Non-Approved users can also request for deletion of data and the same shall be processed as per guidelines.


Responsibility for Policy

The HEAD – IT is responsible for development, maintenance, implementation, operation and escalation of enforcement of these policies and standards.



Procedures


Retention
  • No data residing within any of the Organization’s facility or technology equipment will knowingly be destroyed prior to this timeframe unless such laws are modified to reflect a new time frame.
  • If such changes do occur, the new timeframe will be subject to the new law and all data will be retained as per the new guidelines.
  • Under no circumstances is data to be removed, discarded, disposed of, or otherwise destroyed that will compromise legal compliance, data integrity, or institutional needs.
  • The Organization shall make every effort to extend the data retention timeframes of all data as long as the institution requires access without compromising any legal statues set forth regarding storage or destruction of such data.
  • No data will be destroyed prior to or retained longer than any legal requirement dictates.
  • The Organization will continually utilize backup equipment, secondary-site storage, and regular backup schedules to ensure that critical data is retained and kept from corruption or other types of data loss.
  • Every effort shall be made to ensure the institutional data needs are given top priority in the event of a loss of data, corruption of data, or if data recovery is necessary.


Data Deletion as per Regulatory Requirements

  • Data will be deleted as per regulator’s guidelines.
  • Regulator’s prescribed timeframe for the retention of the data should be observed. Once the retention period is completed, the data should be deleted from the system.
  • In case of multiple regulators and different time period for retention and deletion of data, timeframe of the regulator that has the longest period will be followed.
  • Data will be deleted only from the data in use and not from the data at rest.
  • Customer / Non-Customer can request for the deletion of client information from the organization at any stage. This data retention and deletion policy is in consonance with the applicable laws and guidelines of the Regulator(s). Customer / Non-Customer data can be deleted when Customer / Non- Customer requests for deletion from own registered email id or through prescribed channel.


Data Deletion as per User’s Request

  • User will have option to request to delete their data from the Organization’s records.
  • After receiving request from the user, the data will be deleted in following manner:
  • ‍On receipt of request from our Approved Users, their accounts will be deactivated and such users will not be able to use our services. However, the data for such users shall be retained as per our data retention policy in consonance with the applicable laws and guidelines of the Regulator. The data archived will be users Mobile Number, Email ID and User ID.
  • ‍On receipt of request from Un- approved Users, all Your data will deleted once the request is processed at our end. However, the data archived will be users Mobile Number, Email Id and User ID.
  • Infina Insurance Broking Pvt. Ltd.
  •    6th Floor, Laxmi Insurance Building
         Unit No. 0700002710041
         Sir P. M. Road, Fort,
         Mumbai - 400 001.
  •   +91 22 66375200
  • service@infinainsure.com
  • www.infinainsure.com
  • IRDAI Direct Broker License
    Number: 510